Investor Loan
Hard money — speed and leverage for flips and bridges.
Short-term capital sized to the deal: fix-and-flip, bridge, and BRRRR acquisitions across Indianapolis and the surrounding counties.
10–14 days
Close in
Up to 90%
LTC
Up to 100%
Rehab
12–24 mo
Term
Best fit for
- Fix-and-flip investors needing speed and rehab capital
- BRRRR investors bridging into a DSCR refinance
- Buyers competing on distressed or auction properties
Worth knowing
- Rates and points are higher than long-term financing — that's the cost of speed
- Lenders underwrite the deal AND the borrower's track record
- Plan and document the exit before you close
Questions we hear
- How fast can we close?
- Typical hard money closes in 10–14 days. With a clean borrower and a title company that's awake, we've closed in seven.
- What loan-to-value can I get?
- Most lenders go to 85–90% of purchase plus 100% of rehab, capped at 70–75% of after-repair value (ARV). We size the deal to the tighter of those numbers.
- Is there an exit strategy requirement?
- Always. Lenders want to see either a sale or a refinance into long-term financing (often DSCR). We map the exit before you close the bridge.